When Terry Griffith loses her high school's writing competition, she's convinced that it's because she's a girl. So Terry decides to change high schools and pose as a boy to prove her point. Her brother, Buddy, helps her pass as a guy so well that she is soon making friends with the boys at school, including the attractive Rick, who becomes her new best friend. But her gender-swapping makes things difficult when she falls in love with him.
In a seaside California town, best friends Mac and Nick are on opposite sides of the law. Mac is a former drug dealer trying to clean up his act, while Nick is a high-profile detective trying to take down a Mexican drug lord named Carlos. Soon Nick's loyalties are put to the test when he begins an affair with restaurateur Jo Ann -- a love interest of Mac's -- unwittingly leading his friend into a police-orchestrated trap.
Upon learning that he has to come out of retirement to steal 50 cars in one night to save his brother Kip's life, former car thief Randall "Memphis" Raines enlists help from a few "boost happy" pals to accomplish a seemingly impossible feat. From countless car chases to relentless cops, the high-octane excitement builds as Randall swerves around more than a few roadblocks to keep Kip alive.